Marriott Bonvoy Bountiful® Credit Card Guide|Chase Marriott Mid-Tier Credit Card

The Marriott Bonvoy Bountiful® Credit Card is a Marriott Bonvoy co-branded personal credit card issued by Chase.

Cardholders receive complimentary Marriott Bonvoy Gold Elite Status, 15 Elite Night Credits each year, and an additional 1,000 Bonus Points on each eligible paid Marriott stay. Cardholders who meet the annual spending requirement can also earn a 50K Free Night Award.

👉 Apply for the Marriott Bonvoy Bountiful® Credit Card


Marriott Bonvoy Bountiful Benefits

BenefitDetails
Annual FeeUS$250
Authorized User Annual FeeUS$0
Marriott Bonvoy Elite StatusGold Elite
Elite Night Credits15 Elite Night Credits each year
Free Night AwardEarn 1 × 50K FNA after US$15,000 in eligible purchases in a calendar year
Marriott Stay BonusEarn an additional 1,000 Bonus Points on each eligible paid Marriott stay
Marriott Purchases6X Marriott Bonvoy Points
Dining + Grocery Stores4X on up to US$15,000 in combined purchases per calendar year, then 2X
Other Purchases2X
DashPassComplimentary 12-month DashPass membership after activation, subject to eligibility
Foreign Transaction Fee0%

50K Free Night Award: Redeem for Up to 75K Points per Night

The Marriott Bonvoy Bountiful does not automatically provide a Free Night Award each year upon renewal.

Instead, cardholders must make:

US$15,000 in eligible purchases in a calendar year

to earn:

1 × 50K Free Night Award

Marriott Bonvoy allows members to add up to 25,000 Marriott Bonvoy Points when redeeming a Free Night Award.

That means:

50K FNA + 25K Points = up to a 75K Points/night redemption

For example, if a Marriott Bonvoy hotel costs 70K Points for one night, you can redeem:

50K FNA + 20K Points

to complete the booking.

The Bountiful’s 50K FNA should therefore be viewed as a spending-threshold benefit rather than an automatic annual benefit.


Conclusion

The Marriott Bonvoy Bountiful® Credit Card centers around Gold Elite Status, 15 Elite Night Credits each year, and an additional 1,000 Bonus Points on each eligible paid Marriott stay.

After US$15,000 in eligible purchases during a calendar year, cardholders can earn a 50K Free Night Award. By adding up to 25K Marriott Bonvoy Points, the certificate can be used toward a hotel costing as much as 75K Points per night.

The Bountiful is particularly interesting because its benefits closely resemble those of the Marriott Bonvoy Bevy® American Express® Card. Both offer Gold Elite Status, 15 Elite Night Credits, 6X at Marriott, a 1,000-Point bonus on eligible paid Marriott stays, and a 50K FNA after meeting the annual spending threshold.

For travelers choosing between the two, the decision may therefore depend more on the Chase vs. American Express ecosystem, application rules, and long-term card strategy.

The Bountiful may also be relevant for Marriott users considering a future Product Change to The Ritz-Carlton™ Credit Card, making the Chase Marriott ecosystem particularly interesting for long-term Marriott cardholders.


Marriott Bonvoy Bountiful Historical Welcome Offers

The Marriott Bonvoy Bountiful has generally had fewer major changes to its public welcome offer than some other Marriott Bonvoy cards.

Below are representative public offers from the past three years.

PeriodWelcome OfferSpending Requirement
Jan 2025–Sep 202685K PointsSpend US$4,000 within 3 months
Jul–Dec 202475K PointsSpend US$3,000 within 3 months
Jan–Jun 2024100K PointsSpend US$5,000 within 3 months

👉 Apply for the Marriott Bonvoy Bountiful® Credit Card


Marriott Bonvoy American Express Credit Card Comparison

Credit CardAnnual FeeKey BenefitsForeign Transaction Fee
Marriott Bonvoy Brilliant® American Express® CardUS$650Platinum Elite, annual 85K FNA, up to US$300 Dining Credit, 25 Elite Night Credits, 6X at Marriott0%
Marriott Bonvoy Bevy® American Express® CardUS$250Gold Elite, 50K FNA after US$15K annual spend, 15 Elite Night Credits, 6X at Marriott0%
Marriott Bonvoy Business® American Express® CardUS$125Gold Elite, annual 35K FNA, additional 35K FNA after US$60K annual spend, 15 Elite Night Credits, 6X at Marriott0%

Marriott Bonvoy Chase Credit Card Comparison

Credit CardAnnual FeeKey BenefitsForeign Transaction Fee
Marriott Bonvoy Bountiful® Credit CardUS$250Gold Elite, 50K FNA after US$15K annual spend, 15 Elite Night Credits, 6X at Marriott0%
Marriott Bonvoy Boundless® Credit CardUS$95Silver Elite, annual 35K FNA, 15 Elite Night Credits, 1 Elite Night Credit per US$5K spent, 6X at Marriott0%
Marriott Bonvoy Bold® Credit CardUS$0Silver Elite, 5 Elite Night Credits, 3X at Marriott0%
The Ritz-Carlton™ Credit CardUS$450Gold Elite, annual 85K FNA, US$300 Airline Credit, Priority Pass, 6X at Marriott0%

The Ritz-Carlton Credit Card is no longer available for direct applications. It is generally obtained by product changing from an eligible Chase Marriott credit card.

Application Rules & Restrictions

When applying for Chase credit cards, keep these key rules in mind:

– 5/24 Rule: If you have opened 5 or more credit card accounts that appear on your personal credit report within the past 24 months, it will generally affect your ability to get approved for a new Chase Card. Most Business Cards that do not report to personal credit reports generally do not add to your 5/24 count.

– Welcome Offer Eligibility: Different Chase Cards have their own Welcome Offer restrictions, and some products also have Card Family Restrictions. Being under 5/24 does not necessarily mean you are eligible for a Welcome Offer.

– Application Timing: Chase does not publish a simple fixed application interval, but submitting multiple Chase applications within a short period may affect approval.

A simple Chase application strategy is:

Check 5/24 → Check Welcome Offer / Family Eligibility → Submit Application

Actual application and Welcome Offer Eligibility requirements are subject to the current terms of each Chase Card.


How Can Foreigners Apply for Chase Credit Cards?

Foreign applicants generally need to establish some U.S. Credit History before applying for Chase credit cards.

If you are new to the U.S. credit card market, one strategy is to first obtain a U.S. Amex through Amex Global Transfer, build your U.S. credit history, and then consider applying for Chase.

Amex Global Transfer → U.S. Amex → Build U.S. Credit History → Chase

Applicants must still meet Chase’s current requirements regarding identification, address, credit history, and other application criteria.


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