American Express Business Green Card（アメリカン・エキスプレス®・ビジネス・グリーン・カード） is the entry-level business card in the Japanese American Express Membership Rewards lineup, designed primarily for sole proprietors and small business owners.
Its core value comes from combining Membership Rewards, employee cards, expense management tools, airport lounge access, and essential business travel benefits in a single card.
👉 Apply for the American Express Business Green Card
American Express Business Green Card Benefits
| Benefit | Details |
|---|---|
| Annual Fee | ¥13,200 (tax included) |
| Additional Card with Benefits | ¥6,600 per card (tax included) |
| Additional Card without Benefits | Complimentary; ¥3,300 administrative fee may apply if the card is unused during the assessment period |
| Foreign Transaction Fee | 3.5% |
| Base MR Earning | ¥100 = 1 Membership Rewards Point |
| Membership Rewards Plus | ¥3,300/year; enrollment removes the expiration date on MR points and improves selected transfer and redemption rates |
| ANA Mileage Club Transfers | Requires Membership Rewards ANA Course: ¥5,500/year; with MR Plus, 1,000 MR = 1,000 ANA miles |
| Bonus Points Program | Available after enrolling in MR Plus; eligible merchants earn up to 3 MR per ¥100 |
| Airport Lounges | Complimentary access to participating airport lounges for the cardmember + 1 guest |
| Baggage Delivery | Complimentary baggage delivery for eligible international travel |
| ETC Cards | Primary cardmember can issue up to 20 ETC cards |
| Accounting & Expense Management | Business accounting and expense-management services including Moneytree, freee, and Yayoi |
| Business Matching | Access to American Express business matching services |
| Club Off | Corporate employee benefits and discounts |
| Business Travel | American Express Travel Online, JAL Online, HIS Travel Desk, and other business travel services |
| Overseas Assistance | Japanese-language assistance while traveling overseas |
Additional Cards｜Manage Employee Spending
The American Express Business Green Card offers two types of additional cards, allowing businesses to separate employees who need card benefits from those who only need a payment card for company expenses.
Additional Cards with Benefits provide access to eligible card and travel benefits.
Additional Cards without Benefits are designed primarily for managing employee and company expenses.
Employee spending can be consolidated under the primary business account, making it easier to manage advertising, purchasing, business travel, subscriptions, and other operating expenses.
Membership Rewards points generated by additional-card spending are accumulated in the primary cardmember’s Membership Rewards account.
👉 American Express Business Green Card Benefits
Business Management Benefits
Business Green includes several tools designed to simplify company expenses, accounting, and cash-flow management.
Key services include:
- Moneytree cash-flow management
- freee accounting services
- Yayoi accounting services
- Accounting software data integration
- Invoice payment services
- Business Matching
- Subsidy and grant information
- NIKKEI OFFICE PASS
- Club Off
These benefits make Business Green particularly useful for sole proprietors and small businesses that want to consolidate business expenses under one American Express account.
👉 American Express Business Green Card Business Benefits
Airport Lounge Access｜Cardmember + 1 Guest
The American Express Business Green Card provides complimentary access to participating airport lounges.
The benefit covers:
Cardmember + 1 guest
Participating locations include major Japanese airports such as Haneda, Narita, New Chitose, Chubu Centrair, Itami, Kansai, Fukuoka, and Naha, as well as selected lounges outside Japan.
This is particularly useful for business travelers who regularly take domestic flights within Japan.
👉 American Express Airport Lounge Benefits
Membership Rewards｜¥100 = 1 MR
Japanese American Express Membership Rewards cards generally earn:
¥100 = 1 Membership Rewards Point
Enrolling in Membership Rewards Plus (MR Plus) provides several additional benefits:
- MR points no longer expire
- Improved transfer rates with selected airline and hotel partners
- Improved rates for selected point redemptions
- Access to the Bonus Points Program
- Eligible merchants can earn up to 3 MR per ¥100
Membership Rewards Plus costs ¥3,300 per year for the American Express Business Green Card.
👉 Membership Rewards Plus Details
Bonus Points Program｜Up to 3 MR per ¥100
After enrolling in Membership Rewards Plus, cardmembers can register for the Bonus Points Program at no additional cost.
Eligible purchases can earn:
¥100 = 3 MR
This consists of the standard 1 MR plus an additional 2 Bonus MR per ¥100.
Eligible merchants and services can include categories such as online shopping, travel, food delivery, and digital services.
The standard Bonus Points Program allows up to 100,000 Bonus MR per Program Year, equivalent to ¥5,000,000 in eligible spending.
The Program Year runs from September 1 through August 31.
👉 Membership Rewards Plus & Bonus Points Program
Transfers to ANA Mileage Club
Without Membership Rewards Plus:
2,000 MR = 1,000 ANA miles
With Membership Rewards Plus:
1,000 MR = 1,000 ANA miles
In addition to MR Plus, transfers to ANA require enrollment in the Membership Rewards ANA Course for ¥5,500 per year.
The American Express Platinum Card and American Express Business Platinum Card offer complimentary enrollment in both Membership Rewards Plus and the Membership Rewards ANA Course. Enrollment is still required.
ANA transfers are limited to:
40,000 ANA miles per calendar year
The annual period runs from January 1 through December 31.
If you hold multiple eligible Japanese American Express Membership Rewards cards, the 40,000-mile limit applies across all eligible cards combined, rather than separately to each card.
👉 Membership Rewards Airline Transfer Details
Japan Amex 6-Card ANA Transfer Cost Comparison
| Card | MR Plus | ANA Course | ANA Transfer Rate* | Annual ANA Limit | Annual Cost for 1:1 ANA Transfers |
|---|---|---|---|---|---|
| American Express Green Card | ¥3,300 | ¥5,500 | 1,000 MR = 1,000 miles | 40,000 miles | ¥8,800 |
| American Express Gold Preferred Card | Complimentary | ¥5,500 | 1,000 MR = 1,000 miles | 40,000 miles | ¥5,500 |
| American Express Platinum Card | Complimentary (enrollment required) | Complimentary (enrollment required) | 1,000 MR = 1,000 miles | 40,000 miles | ¥0 |
| American Express Business Green Card | ¥3,300 | ¥5,500 | 1,000 MR = 1,000 miles | 40,000 miles | ¥8,800 |
| American Express Business Gold Card | ¥3,300 | ¥5,500 | 1,000 MR = 1,000 miles | 40,000 miles | ¥8,800 |
| American Express Business Platinum Card | Complimentary (enrollment required) | Complimentary (enrollment required) | 1,000 MR = 1,000 miles | 40,000 miles | ¥0 |
👉 Membership Rewards Airline Transfer Details
Business Travel Benefits
The American Express Business Green Card includes several services designed for business travel, including:
- American Express Travel Online
- American Express JAL Online
- HIS American Express Travel Desk
- Complimentary baggage delivery
- Airport porter services
- Airport cloak services
- Overseas Japanese-language assistance
These benefits give Business Green a useful set of basic travel tools without moving into the premium travel positioning of Business Platinum.
👉 American Express Business Green Card Travel Benefits
Japan American Express Card Comparison
Personal Cards
| Card | Annual Fee | Base MR Earning | Key Difference | Foreign Transaction Fee |
|---|---|---|---|---|
| American Express Green Card | ¥13,200 | 1 MR / ¥100 | Basic travel benefits | 3.5% |
| American Express Gold Preferred Card | ¥49,500 | 1 MR / ¥100 | Hotels + dining + travel | 3.5% |
| American Express Platinum Card | ¥165,000 | 1 MR / ¥100 | Hotel elite status + FHR + premium travel | 3.5% |
Business Cards
| Card | Annual Fee | Base MR Earning | Key Difference | Foreign Transaction Fee |
|---|---|---|---|---|
| American Express Business Green Card | ¥13,200 | 1 MR / ¥100 | Essential business benefits | 3.5% |
| American Express Business Gold Card | ¥39,600 | 1 MR / ¥100 | Business spending + business benefits | 3.5% |
| American Express Business Platinum Card | ¥165,000 | 1 MR / ¥100 | Premium business + travel benefits | 3.5% |
Conclusion
The American Express Business Green Card is a practical option for sole proprietors and small business owners who want to consolidate company expenses, earn Membership Rewards, issue employee cards, and access essential business travel benefits.
Its main strengths are:
Membership Rewards + employee cards + expense management + airport lounge access
For businesses that can make use of free hotel nights and more extensive dining benefits, the American Express Business Gold Card offers a stronger benefits package.
For premium hotel status, FHR, Priority Pass, Centurion Lounge access, and other high-end travel benefits, the American Express Business Platinum Card is the more appropriate option.
👉 Apply for the American Express Business Green Card
Can Foreign Residents Apply?
Foreign residents who legally reside in Japan may apply for the American Express Business Green Card if they meet American Express Japan’s business-card eligibility requirements.
Because this is a business card, applicants generally need to qualify as a sole proprietor, company representative, or other eligible business applicant.
Existing American Express cardmembers in another country may also check whether American Express Global Card Transfer is available for their situation. Final approval remains subject to American Express Japan’s underwriting criteria.
