American Express Business Green Rewards Card is an entry-level U.S. Membership Rewards business card issued by American Express, with a US$95 annual fee.
The card has a simple rewards structure: earn 2X MR on flights and prepaid hotels booked through AmexTravel.com, and 1X MR on other eligible purchases. It also offers no-annual-fee Employee Card options and basic business account management features.
It does not offer the high earning potential of Business Gold or the extensive travel and business benefits of Business Platinum, making it better suited to business owners looking for a straightforward, lower-cost Amex MR business card. Aaron Miles Engineer
👉 American Express Business Green Rewards Card Official Application Link
American Express Business Green Rewards Card Benefits
| Benefit | American Express Business Green Rewards Card |
|---|---|
| Annual Fee | US$95 |
| Flights via AmexTravel.com | 2X MR |
| Prepaid Hotels via AmexTravel.com | 2X MR |
| Other Purchases | 1X MR |
| Membership Rewards Transfers | ✓ |
| Employee Cards | No-annual-fee option |
| Employee Spending Limits | ✓ |
| Employee Spending Alerts | ✓ |
| Pay Over Time | ✓ |
| Foreign Transaction Fee | 2.7% |
| Primary Focus | Entry-level MR business card |
Key Feature: A Simple Membership Rewards Business Card
American Express Business Green Rewards Card does not come with complicated statement credits or multiple bonus categories.
Its rewards structure is straightforward:
AmexTravel.com Flights → 2X MR
AmexTravel.com Prepaid Hotels → 2X MR
Other Purchases → 1X MR
Eligible Employee Cards can also be added without an annual fee, allowing businesses to earn rewards on employee spending while setting spending limits and monitoring account activity.
This makes Business Green more of a basic Membership Rewards business card than a card designed to maximize rewards on business spending.
Bottom Line: Is American Express Business Green Rewards Card Worth It?
American Express Business Green Rewards Card is best for business owners who want a simple way to earn Membership Rewards without paying the higher annual fees of Business Gold or Business Platinum.
Its core features can be summarized as:
2X Amex Travel
Membership Rewards
However, if your main goal is earning Membership Rewards at a low cost, Business Green is not necessarily the strongest option.
The Blue Business® Plus Credit Card from American Express has no annual fee and earns up to 2X MR on eligible purchases on up to $50,000 in purchases per calendar year.
A simple way to choose:
Simple Amex Business MR card → Business Green
No annual fee + everyday MR earning → Blue Business Plus
Higher rewards on business spending → Business Gold
Premium travel + business benefits → Business Platinum
Business Green Rewards Card Historical Welcome Offers
| Date | Public Welcome Offer | Minimum Spend |
|---|---|---|
| Recent | 15K MR Points | $3,000 / 3 months |
Public offers only. Targeted, referral, mail, incognito, and other personalized or YMMV offers are excluded.
👉 American Express Business Green Rewards Card Official Application Link
American Express Membership Rewards Credit Card Comparison
American Express offers several personal and business credit cards that earn Membership Rewards (MR). Each card has different bonus categories and benefits, so you can choose based on your spending and travel needs.
Personal Credit Cards
| Credit Card | Annual Fee | Key Rewards | Foreign Transaction Fee |
|---|---|---|---|
| American Express® Green Card | US$150 | 3X Travel, 3X Transit, 3X Dining | 0% |
| American Express® Gold Card | US$325 | 4X Dining, 4X U.S. Supermarkets, 3X Flights | 0% |
| The Platinum Card® from American Express | US$895 | 5X Flights / Prepaid Hotels, 1,550+ Lounges | 0% |
Business Credit Cards
| Credit Card | Annual Fee | Key Rewards | Foreign Transaction Fee |
|---|---|---|---|
| The Blue Business® Plus Credit Card from American Express | $0 | Up to 2X MR on everyday purchases | 2.7% |
| American Express Business Green Rewards Card | US$95 | 2X MR through Amex Travel | 2.7% |
| American Express® Business Gold Card | US$375 | 4X MR on top 2 eligible spending categories | 0% |
| The Business Platinum Card® from American Express | US$895 | 5X eligible travel, 2X select business purchases | 0% |
If you’re eligible for business credit cards, combining personal and business cards can help you earn more MR across dining, travel, and everyday spending.
Application Rules & Restrictions
When applying for American Express credit cards, keep these key rules in mind:
– Once in a Lifetime: The Welcome Offer on the same Amex Card is generally available only once. Some cards also have Family Language, meaning that previously holding another card in the same family may affect Welcome Offer Eligibility.
– Card Slots: You can generally hold around 5 Amex Credit Cards, with Personal and Business Credit Cards counted together. Charge Cards typically do not count toward this Credit Card limit. Actual limits may vary.
– 1/5 & 2/90 Rule: A commonly observed guideline is generally no more than 1 Amex Credit Card approval within 5 days and 2 approvals within 90 days. This primarily applies to Credit Cards rather than Charge Cards.
– Pop-Up: During the application process, Amex may notify you that you are not eligible for the Welcome Offer. You may still be able to continue the application and receive approval, but without the Welcome Offer.
A simple Amex application strategy is:
Check Welcome Offer Eligibility → Check Family Language → Manage Card Slots → Submit Application
Actual application and Welcome Offer Eligibility requirements are subject to the current terms of each American Express Card.
How Can Foreigners Apply for American Express Credit Cards?
For foreigners entering the U.S. credit card market, Amex Global Transfer can be one of the best starting points.
If you already hold an eligible American Express card in another country, your existing Amex cardmember history may help support an application for a U.S. Amex card without first building a long U.S. credit history.
Overseas Amex → Amex Global Transfer → U.S. Amex → Build U.S. Credit History
Actual eligibility and required information are subject to current American Express requirements
