ANA American Express Card（ANAアメリカン・エキスプレス・カード） is the entry-level personal card in the ANA American Express lineup in Japan.
Its value proposition is straightforward: earn American Express Membership Rewards points on everyday purchases, earn 1.5X points on eligible ANA Group purchases, and earn up to 2.5 ANA miles per ¥100 on eligible ANA airfare, while still receiving useful airport lounge benefits.
👉 Apply for the ANA American Express Card
ANA American Express Card Benefits
| Benefit | Details |
|---|---|
| Annual Fee | ¥7,700 |
| Family Card | ¥2,750 per card |
| Everyday Spending | ¥100 = 1 point |
| ANA Group Purchases | 1.5X points |
| Eligible ANA Airfare | Up to 2.5 ANA miles per ¥100 |
| ANA Mileage Transfer | 1 point = 1 ANA mile |
| Point Transfer Course | ¥6,600 per year |
| ANA Flight Bonus | +10% bonus miles |
| Renewal Bonus | 1,000 ANA miles |
| ANA Card Miles Plus | Earn additional ANA miles at participating merchants |
| Airport Lounges | Cardmember + 1 guest complimentary at eligible lounges |
| Foreign Transaction Fee | 3.5% |
Earning ANA Miles
Everyday purchases earn:
¥100 = 1 point
After enrolling in the Point Transfer Course, Membership Rewards points can be transferred to ANA Mileage Club at:
1 point = 1 ANA mile
Earn Up to 2.5 ANA Miles per ¥100 on ANA Airfare
Eligible ANA Group purchases earn 1.5X Membership Rewards points.
When purchasing eligible ANA airfare that also qualifies for ANA Card Miles Plus, you can earn:
¥100 = 1.5 points + 1 ANA mile
= up to 2.5 ANA miles per ¥100
This makes ANA airfare one of the most rewarding spending categories on the card.
👉 ANA Group Purchases and ANA Card Miles Plus Benefits
ANA Flight and Renewal Bonuses
When flying on eligible ANA flights, cardmembers receive an additional 10% flight bonus on top of the standard flight miles earned.
The card also provides 1,000 ANA miles upon annual renewal, with no additional spending requirement.
👉 ANA American Express Renewal Benefits
Airport Lounge Access for You + 1 Guest
Airport lounge access is one of the most useful travel benefits of the ANA American Express Card outside of earning ANA miles.
When traveling, the cardmember can access eligible American Express airport lounges in Japan and overseas, with one accompanying guest also admitted free of charge.
For couples or two-person trips, this is a useful benefit without needing a separate Priority Pass membership.
👉 ANA American Express Card Airport Lounge and Travel Benefits
Conclusion
The ANA American Express Card is best suited to travelers who primarily want to earn ANA miles without needing a long list of premium travel benefits.
Its main strengths are up to 2.5 ANA miles per ¥100 on eligible ANA airfare, a 10% flight bonus, 1,000 renewal miles, and complimentary airport lounge access for the cardmember and one guest.
Travelers who spend and fly more frequently with ANA should also compare the ANA American Express Gold Card, while heavy ANA travelers may find the ANA American Express Premium Card more compelling.
👉 Apply for the ANA American Express Card
ANA American Express Card Lineup Comparison
| Credit Card | Annual Fee | Key Benefits | Foreign Transaction Fee |
|---|---|---|---|
| ANA American Express Card | ¥7,700 | ANA Group 1.5X, up to 2.5 miles/¥100 on ANA airfare, +10% flight bonus, 1,000 renewal miles | 3.5% |
| ANA American Express Gold Card | ¥42,900 | ANA Group 2X, up to 3 miles/¥100 on ANA airfare, +25% flight bonus, Priority Pass, POWER LOUNGE PREMIUM | 3.5% |
| ANA American Express Premium Card | ¥187,000 | ANA Group 2.5X, up to 4.5 miles/¥100 on ANA airfare, +50% flight bonus, Priority Pass, ANA Lounge | 3.5% |
Can Foreign Residents Apply for the ANA American Express Card?
Yes. Foreign nationals legally residing in Japan can apply for the ANA American Express Card, provided they meet American Express Japan’s application and credit requirements.
Applicants generally need legal residency status in Japan, a Japanese address, and sufficient information for American Express Japan to evaluate the application. Final approval is always subject to American Express Japan’s underwriting.
If you already hold an American Express card issued in the U.S. or another supported market, it may also be worth checking whether you are eligible for American Express Global Card Transfer, particularly if you recently moved to Japan and have not yet established a long Japanese credit history.
