ANA American Express Premium Card（ANAアメリカン・エキスプレス・プレミアム・カード） is the highest-tier personal card in the ANA American Express lineup in Japan.
It is designed for frequent ANA travelers who can take advantage of 2.5X points on eligible ANA Group purchases, a 50% ANA flight bonus, ANA domestic lounge access, Priority Pass, and the Premium Free Stay Gift.
👉 Apply for the ANA American Express Premium Card
ANA American Express Premium Card Benefits
| Benefit | Details |
|---|---|
| Annual Fee | ¥187,000 |
| Family Cards | Up to 4 complimentary cards |
| Everyday Spending | ¥100 = 1 point |
| ANA Group Purchases | 2.5X points |
| Eligible ANA Airfare | Up to 4.5 ANA miles per ¥100 |
| ANA Mileage Transfer | 1 point = 1 ANA mile, no transfer course fee |
| Points Expiration | No expiration |
| ANA Flight Bonus | +50% bonus miles |
| Renewal Bonus | 10,000 ANA miles |
| Annual Spending Bonus | ¥6,000,000 → 30,000 ANA miles |
| ANA Domestic Lounges | Access included |
| Priority Pass | Cardmember + 1 guest complimentary, unlimited visits |
| POWER LOUNGE PREMIUM | Cardmember + 1 guest complimentary, unlimited visits |
| Premium Free Stay Gift | 1 complimentary night for 2 at participating hotels upon renewal |
| Dining Cashback | 20%, up to ¥40,000 per year |
| Hotel Status | Seibu Prince Global Rewards Platinum |
| Foreign Transaction Fee | 3.5% |
Earning ANA Miles
Everyday purchases earn 1 point per ¥100, and points can be transferred to ANA Mileage Club at:
1 point = 1 ANA mile
There is no separate Point Transfer Course fee, and points do not expire.
Earn Up to 4.5 ANA Miles per ¥100 on ANA Airfare
Eligible ANA Group purchases earn 2.5X points, the highest rate among the three personal ANA American Express cards.
When purchasing eligible ANA airfare, the card can combine its ANA Group bonus with additional ANA miles from ANA Card Miles Plus for a total of:
Up to 4.5 ANA miles per ¥100
This makes ANA airfare one of the most rewarding categories on the Premium Card.
👉 ANA Group Purchases and ANA Card Miles Plus Benefits
ANA Flight and Annual Bonuses
Cardmembers receive an additional 50% bonus miles when flying on eligible ANA flights.
The card also provides 10,000 ANA miles upon annual renewal. Cardmembers who reach the annual spending threshold can earn an additional:
¥6,000,000 in annual spending → 30,000 ANA miles
For frequent ANA flyers who can concentrate significant spending on the card, these recurring bonuses can add substantially to annual ANA mileage earning.
👉 ANA American Express Premium Card Renewal and Annual Spending Benefits
ANA Domestic Lounge Access
One of the most important differences between the Premium Card and the lower-tier ANA Amex cards is access to eligible ANA domestic lounges.
This is particularly valuable for frequent ANA domestic travelers in Japan, since these are ANA-operated lounges rather than standard credit card airport lounges.
👉 ANA Lounge and ANA Travel Service Benefits
Priority Pass｜Cardmember + 1 Guest
The Premium Card offers a much stronger Priority Pass benefit than the Gold Card.
Eligible cardmembers can enroll in Priority Pass and receive complimentary lounge visits without an annual visit limit, with one accompanying guest also complimentary.
For travelers taking multiple international trips each year, this is one of the card’s most valuable airport benefits.
POWER LOUNGE PREMIUM｜Cardmember + 1 Guest
The card also provides access to POWER LOUNGE PREMIUM in the international departures area of Haneda Airport Terminal 2.
The cardmember and one accompanying guest can enter free of charge, with no set annual visit limit.
This is particularly useful for frequent ANA international travelers departing from Haneda.
👉 ANA American Express Premium Card Airport Lounge Benefits
Premium Free Stay Gift
Another standout benefit is the Premium Free Stay Gift.
Upon annual renewal, cardmembers receive a certificate for:
One complimentary night for two people at a participating hotel in Japan
There is no annual spending requirement to earn the certificate, making it a straightforward recurring benefit for cardmembers who can use the participating hotels.
👉 Premium Free Stay Gift Details
Dining Cashback｜20%
Eligible dining purchases at participating restaurants can receive 20% cashback, up to ¥40,000 per year.
This gives the Premium Card a useful non-airline benefit for cardmembers who regularly dine at participating restaurants in Japan.
👉 ANA American Express Premium Card Dining Benefits
Conclusion
The ANA American Express Premium Card is designed for frequent ANA travelers rather than someone simply looking for an efficient way to earn ANA miles.
Its strongest benefits are 2.5X points on eligible ANA Group purchases, up to 4.5 ANA miles per ¥100 on eligible ANA airfare, a 50% flight bonus, ANA domestic lounge access, Priority Pass, and the Premium Free Stay Gift.
For most travelers focused primarily on earning ANA miles, the ANA American Express Gold Card offers a more balanced package. The Premium Card makes more sense for frequent ANA flyers who can consistently use its airline, lounge, hotel, and high-spending benefits.
👉 Apply for the ANA American Express Premium Card
ANA American Express Card Lineup Comparison
| Credit Card | Annual Fee | Key Benefits | Foreign Transaction Fee |
|---|---|---|---|
| ANA American Express Card | ¥7,700 | ANA Group 1.5X, up to 2.5 miles/¥100 on ANA airfare, +10% flight bonus, 1,000 renewal miles | 3.5% |
| ANA American Express Gold Card | ¥42,900 | ANA Group 2X, up to 3 miles/¥100 on ANA airfare, +25% flight bonus, Priority Pass, POWER LOUNGE PREMIUM | 3.5% |
| ANA American Express Premium Card | ¥187,000 | ANA Group 2.5X, up to 4.5 miles/¥100 on ANA airfare, +50% flight bonus, Priority Pass, ANA Lounge | 3.5% |
Can Foreign Residents Apply for the ANA American Express Premium Card?
Yes. Foreign nationals legally residing in Japan can apply for the ANA American Express Premium Card, provided they meet American Express Japan’s application and credit requirements.
Applicants generally need legal residency status in Japan and a Japanese address, with final approval subject to American Express Japan’s underwriting.
If you already hold an American Express card issued in the U.S. or another supported market, you may also be eligible for American Express Global Card Transfer, which can be particularly useful after moving to Japan.
