ANA American Express Gold Card（ANAアメリカン・エキスプレス・ゴールド・カード） is the mid-tier option in the ANA American Express personal card lineup in Japan.
The card is a strong fit for frequent ANA travelers who want better mileage earning without moving all the way up to the Premium Card. Eligible ANA Group purchases earn 2X points, while eligible ANA airfare can earn up to 3 ANA miles per ¥100. The card also includes useful travel benefits such as Priority Pass and POWER LOUNGE PREMIUM.
👉 Apply for the ANA American Express Gold Card
ANA American Express Gold Card Benefits
| Benefit | Details |
|---|---|
| Annual Fee | ¥42,900 |
| Family Card | ¥21,450 per card |
| Everyday Spending | ¥100 = 1 point |
| ANA Group Purchases | 2X points |
| Eligible ANA Airfare | Up to 3 ANA miles per ¥100 |
| ANA Mileage Transfer | 1 point = 1 ANA mile, no transfer course fee |
| Points Expiration | No expiration |
| ANA Flight Bonus | +25% bonus miles |
| Renewal Bonus | 2,000 ANA miles |
| Annual Spending Bonus | ¥4,000,000 → 15,000 ANA miles |
| Priority Pass | 2 complimentary visits per year |
| POWER LOUNGE PREMIUM | Unlimited access for cardmember + 1 guest |
| Eligible Airport Lounges | Cardmember + 1 guest complimentary |
| Dining Cashback | 20%, up to ¥20,000 per year |
| Baggage Delivery | 1 complimentary bag when returning from an international trip |
| Foreign Transaction Fee | 3.5% |
Earning ANA Miles
Everyday purchases earn 1 point per ¥100, and points can be transferred to ANA Mileage Club at:
1 point = 1 ANA mile
Unlike the standard ANA American Express Card, the Gold Card does not require a separate Point Transfer Course fee. Points also do not expire, making it easier to accumulate a larger balance before transferring to ANA.
Earn Up to 3 ANA Miles per ¥100 on ANA Airfare
Eligible ANA Group purchases earn 2X points.
When purchasing eligible ANA airfare that also qualifies for ANA Card Miles Plus, you can earn:
¥100 = 2 points + 1 ANA mile
= up to 3 ANA miles per ¥100
This is one of the biggest reasons to consider the Gold Card if you frequently purchase ANA tickets directly.
👉 ANA Group Purchases and ANA Card Miles Plus Benefits
ANA Flight and Annual Bonuses
When flying on eligible ANA flights, cardmembers receive an additional 25% flight bonus on top of the standard flight miles earned.
The card also provides 2,000 ANA miles upon annual renewal.
For higher spenders, there is an additional annual spending bonus:
¥4,000,000 in annual spending → 15,000 ANA miles
👉 ANA American Express Gold Card Annual and Renewal Benefits
Priority Pass: 2 Complimentary Visits per Year
One of the Gold Card’s most useful travel benefits is Priority Pass.
Eligible cardmembers can enroll in Priority Pass and receive two complimentary lounge visits per year.
This adds access to participating airport lounges outside the standard American Express airport lounge network and makes the Gold Card more useful for international travel.
POWER LOUNGE PREMIUM: Cardmember + 1 Guest
The ANA American Express Gold Card also includes access to POWER LOUNGE PREMIUM at Haneda Airport Terminal 2’s international departures area.
The cardmember can use the lounge without a set annual visit limit, and one accompanying guest is also complimentary.
This is particularly useful for ANA international travelers departing from Haneda.
👉 ANA American Express Gold Card Airport Lounge and Travel Benefits
Dining Cashback: 20%
The Gold Card also offers a dining benefit through participating Pocket Concierge restaurants.
After enrollment in the applicable Amex Offer, eligible payments receive 20% cashback, up to ¥20,000 per year.
For cardmembers who regularly use higher-end restaurants in Japan, this is one of the more practical non-airline benefits of the card.
👉 ANA American Express Gold Card Dining Benefits
Conclusion
The ANA American Express Gold Card is the most balanced option in the three-card ANA Amex lineup.
Compared with the standard card, it increases eligible ANA Group earning to 2X points and eligible ANA airfare earning to up to 3 ANA miles per ¥100, while adding a 25% flight bonus, Priority Pass, POWER LOUNGE PREMIUM, and dining cashback.
For travelers who regularly fly ANA but do not need the Premium Card’s highest-tier ANA benefits, the Gold Card is likely the sweet spot of the lineup.
👉 Apply for the ANA American Express Gold Card
ANA American Express Card Lineup Comparison
| Credit Card | Annual Fee | Key Benefits | Foreign Transaction Fee |
|---|---|---|---|
| ANA American Express Card | ¥7,700 | ANA Group 1.5X, up to 2.5 miles/¥100 on ANA airfare, +10% flight bonus, 1,000 renewal miles | 3.5% |
| ANA American Express Gold Card | ¥42,900 | ANA Group 2X, up to 3 miles/¥100 on ANA airfare, +25% flight bonus, Priority Pass, POWER LOUNGE PREMIUM | 3.5% |
| ANA American Express Premium Card | ¥187,000 | ANA Group 2.5X, up to 4.5 miles/¥100 on ANA airfare, +50% flight bonus, Priority Pass, ANA Lounge | 3.5% |
Can Foreign Residents Apply for the ANA American Express Gold Card?
Yes. Foreign nationals legally residing in Japan can apply for the ANA American Express Gold Card, provided they meet American Express Japan’s application and credit requirements.
Applicants generally need legal residency status in Japan and a Japanese address, with final approval subject to American Express Japan’s underwriting.
If you already hold an American Express card issued in the U.S. or another supported market, you may also be eligible for American Express Global Card Transfer, which can be particularly useful after moving to Japan.
